Cash and cash equivalents

At 31 December 2020, cash and cash equivalents comprised bank balances of €50 million and short-term cash loans of €33 million (2019: bank balances of €37 million, short-term cash loans of €35 million). Cash and cash equivalents are held mainly in euros. Cash and cash equivalents that are not freely available to Stedin Group amounted to €- million (2019: €0.1 million) at year-end.